Designed to help the candidates appearing the Appendix 3, LDCE, 70% etc of Railway Accounts
Wednesday, April 15, 2026
CATP - Cargo Aggregator Transportation Product - Traffic Accounts
CATP - Cargo Aggregator Transportation Product
Source: Rates Circular 03 of 2024 CATP
• CATP stands for Cargo Aggregator Transportation Product (supersedes Freight Forwarder Scheme)
• RC Rates Circular No.: 03/2024 Effective from: 15.03.2024
• Objective: Cargo aggregation + wider commodity basket
• Excluded Commodities: Coal, Ores, Iron/Steel, Slag
• Minimum Lead: 300 km
• Permitted Wagons: Covered wagons (BCN, BCNA, BCNAHS, BCNHL)
• Mini Rake: Minimum 20 wagons
• Floor Rate: ≥ NTR of Class LR-1
• CG Registration: Mandatory in eRD
• Security Deposit: ₹1 lakh (non-refundable)
• Validity: Division-wise
• Indenting Authority: Only CG can place indent
CG Role:
• Aggregates cargo
• Places indent
• Coordinates consignors/consignees
• Responsible for loading & unloading
Freight Liability:
• Consignor/consignee primary
• CG responsible in case of default
Forwarding Note:
• Can be single initially
• Full details later at loading
• Commodity Change: Up to 20% wagons allowed
• RR Type: Prepaid, “Said to Contain”
• Multiple RR: Allowed
• Concession: Only 6% for NER traffic
Misdeclaration:
• >2 commodities → Class 200
• Others → normal rules
• Freight Basis: Wagon-wise, trainload class
Key points for MCQ
CG registration is division-specific
No prior Railway approval needed for customer list
Floor rate cannot go below LR-1
CG: Cargo Aggregator
eRD: electronic Registration of Demand module
RR: Railway Receipt
NTR: Normal Tariff Rate
NER: North Eastern Region
Tuesday, April 14, 2026
Friday, April 10, 2026
MCQ of the Day 10.04.2026
MCQ asked in AFA 70% 2025 Supplementary Question Paper: According to the Section 3(3) of the Official Language Act, 1963, how many documents are mandatory to be issued in the bilingual form ?
The answer is 13.
Authority: Excerpts from Annual Programme 2026-27 (Page 14) Click for Link
Under Section 3(3) of the Official Languages Act, 1963, Resolutions, General Orders, Rules, Notifications, Administrative and Other Reports, Press Communiqués, Administrative and Other Reports and Official Papers to be laid before a House or Houses of Parliament, Contract, Agreements, Licenses, Permits, Tender Notices and Tender Forms should invariably be issued bilingually both in Hindi and English.
So we can assign the number as 1. Resolutions, 2. General Orders, 3. Rules, 4. Notifications, 5. Administrative and Other Reports, 6. Press Communiqués, 7.Administrative and Other Reports and Official Papers to be laid before a House or Houses of Parliament, 8. Contract, 9. Agreements, 10. Licenses, 11.Permits, 12. Tender Notices and 13. Tender Forms
The core objective of Section 3(3) is not the number, but ensuring bilingual governance in important official documents.
The emphasis is on: Transparency - Accessibility - Uniform implementation of Official Language Policy
Advisory Note
Questions focusing purely on “counting number of documents” (like 13) are mechanical and low-value.
Such questions: Encourage rote memorization. Do not test conceptual understanding of Official Language Policy
👉 Better alternatives:
Identify which document falls under Section 3(3)
Application-based questions (e.g., bilingual requirement scenarios)
Assertion–Reason on policy intent
Exam Strategy Tip 🎯
Remember types/categories, not just the number
If stuck in exam:
Look for official, formal, legally binding documents → most likely covered under 3(3)
For more number of such MCQs on Examination pattern, visit the MCQ application consists of 25k plus MCQs MCQ Application
Captive Consumption in Workshop Accounts
Simply
Use of goods produced within the same organization for its own use
Not sold in the open market
Internal production → internal use
Example (Indian Railways)
Workshops like Jamalpur, Kanchrapara, Perambur make railway parts
These parts are used within the Railway Workshops only
Specific Example
Rail Wheel Factory makes wheels and axles
Supplied to railway units (not sold outside)
Why important
Reduces cost
Ensures quality
Maintains self-reliance
One-line memory
“Produce → Use internally → No sale outside”
Thursday, April 9, 2026
Official Language Annual Programme 2026-27
Click for Official Language Annual Programme 2026-27 (Bilingual)
Annotated English version of OL Annual Programme 2026-27
Official Language Rules - Most Important
• Section 3(3) → Bilingual (Hindi + English) mandatory
• Rule 5 → Reply in Hindi if received in Hindi
• Rule 6 → Signing authority responsible for bilingual issue
• Rule 8(4) → Hindi proficient staff → work in Hindi
• Rule 10(4) → 80% staff know Hindi → office notified
• Rule 11 → Manuals, forms, boards → bilingual
• Rule 12 ⭐ → Administrative Head responsible
• Hindi use → increase through motivation + compliance
• Non-compliance → action possible
• Training → Hindi language + typing + stenography
• Workshops → Quarterly
• OL Committee → 4 meetings/year
• TOLIC → 2 meetings/year
• Total TOLICs → 575
• Foreign TOLICs → 5 countries
– Mauritius, UAE, UK, Fiji, Singapore
• QPR (Quarterly Report) → within 30 days
• Annual Report → by 30 June
• Advertisements → Hindi compulsory
• Computers → Unicode enabled
• Translation tool → Anuwad Sarthi
• Exams → Hindi + English question papers
• Answer option → Hindi allowed
• NGO training → Not allowed
• Workshop → Min 1 day, 2/3 practical
• Recruitment → Hindi typists till targets met
• Website → Bilingual (100%)
• Citizen info → Bilingual
Rajbhasha Kirti Puraskar
• Revised → 2025–26
• Covers → Ministries, PSUs, Boards, Banks, Magazines, TOLIC
Region Targets
• Correspondence → A:100%, B:90%, C:60%
• Noting → A:80%, B:55%, C:35%
• Training → A:75%, B:65%, C:35%
Golden Line (Exam)
• Rule 12 → Administrative Head = Key Responsibility ⭐
Block Account Vs Loan Account
Differences between Block Account & Loan Account
Block Account - Assets created out of all sources of finance (Loan Capital + Internal Resources + RRSK + RSF)
Loan Account - Assets created out of Loan Capital only
Wednesday, April 8, 2026
Tuesday, April 7, 2026
MCQ WhatsApp Channel -20k Followers
📢 MCQ WhatsApp Channel Click for Channel Link
🎉 Reached 20K subscribers — Thank you all!
🚀 Next Target: 50K
MCQ of the Day 07.04.2026
MCQ of the Day 07.04.2026
AFA 2022 LDCE Question Paper - Workshop Accounts
Q. Which of the following Statement is correct with reference to the Preventive Maintenance of Assets ?
1. To enhance the availability of the assets
2. To enhance the reliability of the Assets
Options:
A. 1 only
B. 2 only
C. Both 1 & 2 only
D. None of the given options
Answer: B. 2 only
Authority: 103 M- Rolling Stock Code Chapter 1 - Paragraph 3 excerpts:
While the manufacturing practices in the Workshops are shaped by the strategies that characterize the internationally acclaimed World class industries, the maintenance philosophy balances between the two extremes of –
A. Corrective maintenance: running the assets non-stop and attend only when they break down- thus enhancing availability at the cost of reliability.
B. Preventive maintenance: withdrawing from traffic for frequent and prolonged maintenance attention, enhancing reliability at the cost of availability.
Monday, April 6, 2026
DAR 1968 - Quasi - Judicial - Bilingual
DAR 1968
Definition of Quasi-Judicial
A quasi-judicial authority is an administrative body or officer that is not a court, but is required to act like a court while deciding cases—by examining facts, applying law, hearing both sides, and giving reasoned decisions.
In simple terms:
It is “half judicial” (quasi = partly)
Has court-like powers but limited jurisdiction
Must follow judicial approach and natural justice
DAR 1968 (Railway Servants Discipline & Appeal Rules, 1968)
The DAR is considered quasi-judicial in nature because disciplinary authorities, though administrative officers, are legally bound to act like judicial bodies.
Key Features Showing Quasi-Judicial Nature
Principles of Natural Justice
“Hear the other side” (audi alteram partem) is mandatory
No decision without giving opportunity to defend
Fairness is compulsory in proceedings
Formal Enquiry Procedure
Charge sheet → Inquiry → Evidence → Defence → Findings
Inquiry Officer acts similar to a judge
Evidence-Based Findings
Decisions must rely on documents, witnesses, and records
No arbitrary or biased conclusions
Speaking Orders (Reasoned Decisions)
Orders must contain clear reasons
Necessary for transparency and judicial review
Adjudication of Rights
Determines employee’s rights, duties, and liabilities
Similar to dispute resolution by courts
Right to Appeal & Revision
Multi-level system: Disciplinary → Appellate → Revisional Authority
Each authority re-examines legality and propriety
Limited but Binding Powers
Authority confined to service matters
Decisions have legal consequences (penalties, dismissal, etc.)
Subject to Judicial Review
Can be challenged before CAT (Central Administrative Tribunal) / Courts
Ensures accountability
Conclusion
DAR proceedings are administrative in form but judicial in function. They involve hearing, evidence evaluation, application of rules, and reasoned decisions, thereby making them quasi-judicial in nature.
### DAR 1966
#### अर्ध-न्यायिक (Quasi-Judicial) की परिभाषा
अर्ध-न्यायिक प्राधिकरण वह प्रशासनिक संस्था या अधिकारी होता है जो न्यायालय नहीं होता, लेकिन मामलों का निर्णय करते समय न्यायालय की तरह कार्य करता है—अर्थात तथ्यों की जांच, कानून का अनुप्रयोग, दोनों पक्षों को सुनना तथा कारणयुक्त निर्णय देना।
सरल शब्दों में:
* यह “आधा न्यायिक” (quasi = आंशिक) होता है
* इसमें न्यायालय जैसी शक्तियाँ होती हैं, पर सीमित अधिकार क्षेत्र के साथ
* इसे प्राकृतिक न्याय के सिद्धांतों का पालन करना अनिवार्य होता है
---
### DAR 1966 (रेलवे सेवक अनुशासन एवं अपील नियम, 1968)
DAR को अर्ध-न्यायिक प्रकृति का माना जाता है क्योंकि अनुशासनिक प्राधिकारी, प्रशासनिक अधिकारी होते हुए भी, न्यायालय जैसी प्रक्रिया अपनाने के लिए बाध्य होते हैं।
#### अर्ध-न्यायिक प्रकृति को दर्शाने वाली मुख्य विशेषताएँ
* प्राकृतिक न्याय के सिद्धांत
* “दूसरे पक्ष को सुनना” (audi alteram partem) अनिवार्य
* बिना अवसर दिए कोई निर्णय नहीं
* कार्यवाही में निष्पक्षता आवश्यक
* औपचारिक जांच प्रक्रिया
* आरोप पत्र → जांच → साक्ष्य → बचाव → निष्कर्ष
* जांच अधिकारी न्यायाधीश की तरह कार्य करता है
* साक्ष्य आधारित निर्णय
* निर्णय दस्तावेजों, गवाहों और अभिलेखों पर आधारित होना चाहिए
* मनमाना या पक्षपातपूर्ण निर्णय स्वीकार्य नहीं
* कारणयुक्त आदेश (Speaking Orders)
* प्रत्येक आदेश में स्पष्ट कारण होने चाहिए
* पारदर्शिता और न्यायिक समीक्षा के लिए आवश्यक
* अधिकारों का निर्धारण
* कर्मचारी के अधिकार, कर्तव्य एवं दायित्व तय किए जाते हैं
* न्यायालय की तरह विवाद का निपटारा
* अपील एवं पुनरीक्षण का अधिकार
* बहु-स्तरीय व्यवस्था: अनुशासनिक → अपीलीय → पुनरीक्षण प्राधिकारी
* प्रत्येक स्तर पर वैधता और उपयुक्तता की जांच
* सीमित लेकिन बाध्यकारी शक्तियाँ
* अधिकार केवल सेवा मामलों तक सीमित
* निर्णय का कानूनी प्रभाव (दंड, बर्खास्तगी आदि)
* न्यायिक समीक्षा के अधीन
* CAT (केंद्रीय प्रशासनिक अधिकरण) / न्यायालय में चुनौती दी जा सकती है
* जवाबदेही सुनिश्चित होती है
---
### निष्कर्ष
DAR की कार्यवाही रूप में प्रशासनिक लेकिन कार्य में न्यायिक होती है। इसमें सुनवाई, साक्ष्य का मूल्यांकन, नियमों का अनुप्रयोग और कारणयुक्त निर्णय शामिल होते हैं, इसलिए इसे अर्ध-न्यायिक प्रकृति का माना जाता है।
---
Thursday, April 2, 2026
Normalization in Railway LDCE Examinations - First time
The “normalisation process” mentioned in the Railway Board letter click for RB Letter is a statistical adjustment method used when an exam is conducted in multiple sessions/days 📊.
👉 Why is it needed?
When the same exam is held on different dates (like 24 May & 31 May), the difficulty level may not be exactly the same:
One paper may be slightly tough
Another may be slightly easy
👉 Without correction, candidates writing the easier paper may get an unfair advantage.
✅ Simple Meaning
Normalisation = Adjusting marks so that all candidates are treated fairly, regardless of which day they wrote the exam.
🔍 Practical Example
Example 1: Two Exam Days
Day 1 (24 May) → Paper is tough
Average marks: 40/100
Day 2 (31 May) → Paper is easy
Average marks: 60/100
Now compare two candidates:
Candidate A (Day 1): scored 50
Candidate B (Day 2): scored 60
👉 At first glance, B looks better.
👉 But actually:
A scored above average in a tough paper
B scored average in an easy paper
✅ After normalisation:
A’s marks may be increased
B’s marks may be slightly reduced or adjusted
👉 So that both are judged on a common scale
Example 2: Real-Life Analogy 🎯
Think of it like this:
One teacher sets a very difficult question paper
Another sets an easy paper
If we compare raw marks directly, it is unfair.
So we adjust marks based on overall performance of each group.
⚙️ How it works (Conceptually)
Railways (like RRB exams) use:
Average marks of each session
Highest marks
Distribution of scores
👉 Then apply a formula to bring all candidates onto a uniform level
(Exact formula is technical — not needed for exam purpose)
🎯 Key Takeaways (Exam-Oriented)
Used when exam is conducted in multiple shifts/dates
Ensures fairness & parity
Based on relative performance, not just raw marks
Common in RRB, SSC, Banking exams
⚠️ Important Insight for LDCE Candidates
👉 Don’t worry about:
Which date you get
Whether paper is tough or easy
👉 Focus on:
Performing better than others in your session
Because finally, your rank depends on normalised score, not raw score ✔️
Tuesday, March 24, 2026
रेलवे सुधार 2026
रेलवे सुधार 2026
🔥 “52 Reforms in 52 Weeks” + Reform Express (9 सुधार)
---
🔷 मुख्य ढांचा (बहुत महत्वपूर्ण)
वर्ष → 2026
मंत्रालय पहल → “52 Reforms in 52 Weeks”
कार्यान्वयन तंत्र → “Reform Express”
अब तक घोषित सुधार → 9 (4 पहले + 5 नए)
👉 व्याख्या:
9 सुधार = 52 सुधारों की योजना का प्रारंभिक चरण
शेष → 43 सुधार (क्रमशः लागू होंगे)
---
🔷 A. नए 5 सुधार (आंकड़ों सहित)
🚆 5️⃣ नमक परिवहन सुधार
भारत में नमक उत्पादन → ~35 मिलियन टन/वर्ष
रेलवे हिस्सेदारी → ~9.2 मिलियन टन/वर्ष
हिस्सेदारी:
औद्योगिक → ~25%
खाद्य → ~65%
दूरी → 62% ट्रैफिक (1,000–2,500 किमी)
नई प्रणाली:
स्टेनलेस स्टील कंटेनर
टॉप लोडिंग + हाइड्रोलिक साइड डिस्चार्ज
👉 लाभ → कम नुकसान + मल्टीमोडल दक्षता
---
🚆 6️⃣ ऑटोमोबाइल परिवहन सुधार
कुल उत्पादन → ~31 मिलियन वाहन/वर्ष
यात्री वाहन → ~5 मिलियन
रेलवे हिस्सेदारी → ~24% (कम)
सुधार:
उद्योग को रूट-विशिष्ट वैगन डिजाइन की अनुमति
SOD (Schedule of Dimensions) में लचीलापन
प्रभाव उदाहरण:
सीमेंट लोडिंग → 37,000 → 95,000 टन (Sep 2025–Jan 2026)
---
🚆 7️⃣ निर्माण सुधार (7 प्रमुख बदलाव)
पात्रता → 35% → 50% परियोजना मूल्य
रेलवे अनुभव → ≥20% अनिवार्य
बिड सिक्योरिटी → 2% निश्चित
बिड क्षमता → ₹10 करोड़ से अधिक पर अनिवार्य
सब-कॉन्ट्रैक्टिंग → 70% → 40%
ठेकेदार कार्य → ≥60% स्वयं
प्रीडेटरी बिडिंग:
यदि बोली < 5% → अतिरिक्त 5% Performance Guarantee
---
🚆 8️⃣ टिकटिंग, कैंसलेशन एवं रिफंड सुधार
फर्जी खाते हटाए गए → ~3 करोड़
कैंसलेशन समय:
48/12/4 घंटे → 72/24/8 घंटे
चार्ट तैयारी:
~4 घंटे → 9–18 घंटे
आधार OTP लागू
TDR → हटा दिया गया
रिफंड → स्वचालित
काउंटर टिकट कैंसलेशन → किसी भी स्टेशन से
अपग्रेड → 30 मिनट पहले तक
---
🚆 9️⃣ बोर्डिंग स्टेशन परिवर्तन सुधार
पहले → केवल चार्ट बनने से पहले
अब → ट्रेन प्रस्थान से 30 मिनट पहले तक
👉 लाभ → सीट सुरक्षित रहती है
---
🔷 B. पहले के 4 सुधार
1️⃣ ऑन-बोर्ड सेवाएं
सफाई विस्तार
86 ट्रेनें चिन्हित
5 जोनल रेलवे द्वारा EOI जारी
2️⃣ गति शक्ति कार्गो टर्मिनल
नीति संशोधित
नए आवेदन प्रक्रिया में
3️⃣ रेलटेक नीति
प्रस्ताव → 123
चयनित → 94
4️⃣ e-RCT (रेलवे क्लेम्स ट्रिब्यूनल)
पूर्ण डिजिटल
पेपरलेस प्रणाली
---
🔷 C. परीक्षा हेतु अत्यंत महत्वपूर्ण सार
कुल सुधार (2026 योजना) → 52
घोषित सुधार → 9
शेष → 43
फर्जी IRCTC खाते → 3 करोड़
कैंसलेशन → 72/24/8 घंटे
चार्टिंग → 9–18 घंटे
सब-कॉन्ट्रैक्टिंग → 40%
पात्रता → 50%
बिड सिक्योरिटी → 2%
अतिरिक्त PG → 5% (यदि बोली <5%)
---
🎯 मेमोरी टूल्स
🔹 मेमोरी लाइन:
👉 “2026 → 52 सप्ताह → 52 सुधार → 9 शुरू”
🔹 न्यूमेरिकल ट्रिक:
👉 “50–20–2–40–5 नियम”
50% पात्रता
20% अनुभव
2% सिक्योरिटी
40% सब-कॉन्ट्रैक्ट
5% अतिरिक्त PG
---
⚡ परीक्षा हेतु एक लाइन
👉 “मार्च 2026 में ‘Reform Express’ के तहत घोषित 9 सुधार, रेलवे मंत्रालय की ‘52 Reforms in 52 Weeks’ पहल का हिस्सा हैं, जिसका उद्देश्य कार्गो, निर्माण और यात्री सेवाओं में व्यापक सुधार लाना है।”
---
52 Weeks - 52 Reforms in 2026 Year
🚆 Railway Reforms 2026
🔥 “52 Reforms in 52 Weeks” + Reform Express (9 Reforms)
---
🔷 CORE FRAME (VERY IMPORTANT)
Year → 2026
Ministry initiative → “52 Reforms in 52 Weeks”
Execution mechanism → “Reform Express”
Reforms announced so far → 9 (4 earlier + 5 new)
👉 Interpretation:
9 reforms = Initial phase of 52 reforms roadmap
Remaining → 43 reforms (to be rolled out gradually)
---
🔷 A. NEW 5 REFORMS (WITH FIGURES)
🚆 5️⃣ Salt Transportation Reform
India salt production → ~35 million tonnes/year
Rail share → ~9.2 million tonnes/year
Modal share:
Industrial → ~25%
Edible → ~65%
Distance → 62% traffic (1,000–2,500 km)
New system:
Stainless steel containers
Top loading + hydraulic side discharge
👉 Benefit → Reduced loss + multimodal efficiency
---
🚆 6️⃣ Automobile Transportation Reform
Production → ~31 million vehicles/year
Passenger vehicles → ~5 million
Rail share → ~24% (low)
Reform:
Industry can design route-specific wagons
SOD restriction flexibility
Benchmark impact:
Cement loading → 37,000 → 95,000 tonnes (Sep 2025–Jan 2026)
---
🚆 7️⃣ Construction Reform (7 Numerical Changes)
Eligibility → 35% → 50% project value
Railway experience → ≥20% mandatory
Bid security → 2% fixed
Bid capacity → Mandatory > ₹10 crore
Subcontracting → 70% → 40%
Contractor execution → ≥60%
Predatory bidding:
If bid < 5% → extra 5% Performance Guarantee
---
🚆 8️⃣ Ticketing, Cancellation & Refund Reform
Fake accounts removed → ~3 crore
Cancellation window:
48/12/4 hrs → 72/24/8 hrs
Chart preparation:
~4 hrs → 9–18 hrs
Aadhaar OTP introduced
TDR → Removed
Refund → Automatic
Counter cancellation → Any station (India-wide)
Upgrade → Up to 30 minutes before departure
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🚆 9️⃣ Boarding Station Change Reform
Earlier → Only before chart preparation
Now → Up to 30 minutes before departure
👉 Benefit → Seat not lost
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🔷 B. PREVIOUS 4 REFORMS
1️⃣ On-board Services
Cleaning expanded
86 trains identified
5 Zonal Railways floated EOI
2️⃣ Gati Shakti Cargo Terminal
Policy revised
New applications under process
3️⃣ RailTech Policy
Proposals → 123
Shortlisted → 94
4️⃣ e-RCT (Railway Claims Tribunal)
Fully digital
Paperless claim settlement
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🔷 C. HIGH-IMPACT EXAM SUMMARY
Total reforms (2026 plan) → 52
Reforms announced → 9
Remaining → 43
Fake IRCTC accounts removed → 3 crore
Cancellation → 72/24/8 hrs
Charting → 9–18 hrs
Subcontracting → 40% (new)
Eligibility → 50%
Bid security → 2%
Extra PG → 5% if bid <5%
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🎯 MEMORY TOOLS
🔹 Memory Line:
👉 “2026 → 52 Weeks → 52 Reforms → 9 Started”
🔹 Numerical Trick:
👉 “50–20–2–40–5 Rule”
50% eligibility
20% experience
2% security
40% subcontract
5% extra PG
---
⚡ EXAM READY ONE-LINER
👉 “The 9 reforms announced under ‘Reform Express’ in March 2026 are part of the Ministry of Railways’ broader initiative ‘52 Reforms in 52 Weeks’, aimed at systematic transformation of cargo, construction, and passenger services.”
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Friday, March 20, 2026
Inspirational Message from Dr. Sudhanshu Mani (Vande Bharat Fame)
Inspirational Message from
Dr. Sudhanshu Mani (Vande Bharat Fame)
We are grateful to Dr. Sudhanshu Mani Sir for his inspiring message and best wishes to all Railway aspirants.
Nageswara Rao
Blogger
9492432160
Thursday, March 19, 2026
Appendix3 Examination 2026 Year Training Programme through Mobile Application
Appendix-3 Examination 2026 – Complete Preparation Course
Click for the Mobile Application Link
A comprehensive, exam-focused program for Accounts staff across Indian Railways preparing for the prestigious Appendix-3 Examination.
Includes complete syllabus, study material, live online classes, MCQ tests, and expert guidance—all in one platform for end-to-end preparation.
As part of this course program, we will continuously update and provide study material in PDF format, conduct regular online tests, and keep you actively engaged until you successfully clear the Appendix3 Examination 2026 (expected shortly).
Designed to build concept clarity, exam strategy, and confidence, helping you achieve success and progress to Senior Section Officer (Accounts) and beyond.
A must-join free course for serious aspirants.
Appendix3 Academy 9492432160
Monday, March 16, 2026
PG & APG in Works - Simple Calculation
Click for ACS 11 (introduction of APG)
PG & APG in Works - Simple calculation
95 is the safety line; below it APG joins
Example: Advertised Tender value = Rs. 100
Successful Bidder’s offer is | PG | APG | Total PG |
Rs. 95 & above | 5 % | Nil | 5 % |
Below Rs. 95 | 5 % | 5 % | 10 % |
Authority: New Para 16 (4) (h) of Part II of IR Standard GCC - General Conditions of Contract for Works April 2022 Edition vide ACS 11 vide Railway Board Letter dated 13.03.2026
PG stands for Performance Guarantee & APG stands for Additional Performance Guarantee
PG & APG are calculated on the Original Contract Value (Accepted Bid Value), not on Advertised Tender Value.
95 or above → Only PG (5%)
Below 95 → PG (5%) + APG (5%)
















