Railway Accounts Department Examinations

Saturday, August 30, 2025

Appendix3 Exam Blog - Ranked 3286 - Worldwide in the Government Sector

 




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Thursday, August 28, 2025

Official Language - MCQ Practice Test - 50 with Good explanations

 


Official Language - MCQ Practice Test - 50 With Good explanations 

Click here

ACC - Appointments Committee of the Cabinet

 


ACC - Appointments Committee of the Cabinet


  • ACC stands for Appointments Committee of the Cabinet 

  • A pivotal body functions under DoPT - Department of Personnel & Training (of Ministry of Personnel, Public Grievances, and Pensions.)

  • Essential in ensuring appointments to top government positions. 

Key Functions: 

The ACC is primarily responsible for finalizing appointments, transfers, and disciplinary actions related to senior officers in the Government of India. Below are its critical roles:

  1. Appointments of Key Officers:


  • The ACC decides on appointments of top-level bureaucrats, including Secretaries, Additional Secretaries, Joint Secretaries, Chief Executive Officers of public sector undertakings (PSUs), and other senior posts in various ministries and departments.

  • The ACC also plays a role in selecting heads of important government organizations such as regulatory bodies, statutory commissions, and autonomous institutions.


  1. Transfers and Postings:

    • In addition to appointments, the ACC is responsible for approving the transfers and postings of top officials in the government.


  1. Disciplinary Actions:

    • The ACC plays a crucial role in approving disciplinary measures and actions concerning senior officers, ensuring that any malpractices or misconduct are appropriately dealt with.


  1. Appointments in Public Sector Undertakings (PSUs):

    • For appointments to key posts like the Chairman, Managing Director, and Board Members of Public Sector Enterprises, the ACC plays a significant role, often based on recommendations from the Public Enterprises Selection Board (PESB).


  1. Policy Formulation:

    • Though the ACC’s primary role is related to appointments, it also influences personnel policies, working closely with DoPT in shaping the policy framework for bureaucratic governance.

Composition of ACC:

The ACC is composed of high-ranking members of the government:

  1. Prime Minister: The Prime Minister of India is the chairperson of the ACC.

  2. Minister of Home Affairs: The Home Minister acts as a key member of the committee.

  3. Other ministers may be involved depending on the nature of the appointment.

Relationship with the DoPT:

The Department of Personnel and Training (DoPT) acts as the administrative machinery for the ACC. DoPT handles the overall administrative work related to personnel management in the government. It drafts policies for the functioning of the civil services, including the Indian Administrative Service (IAS), Indian Police Service (IPS), and Indian Forest Service (IFS), among others.


Some Key Features of the ACC’s Functioning:

  1. Consultative Approach: The ACC often works in consultation with other agencies and boards such as the Union Public Service Commission (UPSC) and the Public Enterprises Selection Board (PESB) to make decisions on appointments.

  2. Recommendations from Search and Selection Committees: For many high-level appointments, search and selection committees are set up, whose recommendations are reviewed and approved by the ACC.

  3. Transparency and Merit-Based Appointments: The ACC emphasizes transparency and ensures that all appointments to top posts are made based on merit, following a thorough process of vetting candidates.

  4. Final Authority: Even though recommendations may come from various panels and selection committees, the ACC is the final authority in terms of giving the green light for an appointment.

Examples of ACC Appointments:

  • Appointment of the Cabinet Secretary, who is the topmost civil servant in India.

  • Appointment of the heads of Public Sector Banks (PSBs), Chairpersons of regulatory bodies like the Securities and Exchange Board of India (SEBI), or Telecom Regulatory Authority of India (TRAI).

  • Appointment of heads of key institutions like the Central Bureau of Investigation (CBI) or Enforcement Directorate (ED).

Importance of ACC:

The ACC plays a crucial role in maintaining the integrity of the Indian administrative machinery by ensuring that only qualified and deserving candidates fill key positions. The body’s decisions impact the governance framework significantly, as it influences the leadership of critical government departments, public sector enterprises, and autonomous bodies.

In summary, the Appointments Committee of the Cabinet (ACC) is a powerful decision-making body that ensures merit-based, transparent appointments and transfers of senior officials, while the DoPT functions as its administrative arm.

–end–


UPS - Unified Pension Scheme and Comparison with NPS & OPS

 



Unified Pension Scheme (UPS)

Key Features 

  • Based on T.V. Somanathan Committee review of NPS.

  • Applicable from 1st April 2025, with optional adoption by state governments.

  • Allows post-2004 employees to choose between UPS and NPS.

  • Ensures 50% of average basic pay (last 12 months) as pension for a minimum of 25 years of service.

  • Minimum guaranteed pension: ₹10,000/month (for those with at least 10 years of service).

  • Family Pension: 60% of the pension in case of retiree’s death.

  • Inflation Indexation: Pension linked with All India Consumer Price Index (CPI-IW) for Industrial Workers.

  • Contribution pattern:

    • 18.5% by Government

    • 10% by Employee

  • Lumpsum Superannuation Payout: Additional payout at retirement along with gratuity.

  • Service Requirement:

    • 25 years of service for full pension.

    • 10 years of service ensures ₹10,000/month minimum pension.

  • Comparison:

    • UPS merges benefits of OPS (assured pension, family pension, DA-linked) and NPS (contributory, corpus-based).

    • Balances fiscal prudence with employee welfare.

  • टी. वी. सोमनाथन समिति की रिपोर्ट पर आधारित।

  • 1 अप्रैल 2025 से लागू, राज्यों द्वारा वैकल्पिक रूप से अपनाया जा सकता है

  • 2004 के बाद नियुक्त कर्मचारी UPS और NPS के बीच चुनाव कर सकते हैं।

  • पेंशन: अंतिम 12 महीनों का औसत मूल वेतन का 50%, कम से कम 25 वर्ष की सेवा पर।

  • न्यूनतम गारंटी पेंशन: ₹10,000 प्रतिमाह (कम से कम 10 वर्ष सेवा पर)।

  • पारिवारिक पेंशन: सेवानिवृत्त की मृत्यु पर पेंशन का 60% परिवार को मिलेगा।

  • महँगाई अनुक्रमण (Inflation Indexation): पेंशन अखिल भारतीय उपभोक्ता मूल्य सूचकांक (CPI-IW) से जुड़ा होगा।

  • योगदान पैटर्न:

    • 18.5% सरकार

    • 10% कर्मचारी

  • लम्पसम सुपरएनुएशन भुगतान: सेवानिवृत्ति पर अतिरिक्त भुगतान, ग्रेच्युटी के साथ।

  • सेवा की आवश्यकता:

    • 25 वर्ष की सेवा पर पूर्ण पेंशन।

    • 10 वर्ष की सेवा पर न्यूनतम ₹10,000 प्रतिमाह।

  • तुलना:

    • UPS में OPS (पक्की पेंशन, पारिवारिक पेंशन, DA लिंक) और NPS (अंशदान आधारित, कॉर्पस पर निर्भर) के लाभों का संयोजन है।

    • यह वित्तीय अनुशासन और कर्मचारी हितों का संतुलन करता है।

Comparison of Pension Schemes

Feature

UPS (Unified Pension Scheme)

OPS (Old Pension Scheme)

NPS (National Pension System)

Pension

50% of average basic pay (last 12 months) – assured

50% of last drawn salary, increases with DA

Not assured; depends on corpus invested in market

Family Pension

60% of pension to family after employee’s death

Continued pension to family after retiree’s death

Not assured; depends on annuity plans

Minimum Pension

₹10,000/month (with 10 years of service)

Not specified (depends on DA increases)

No minimum guarantee

Service Condition

Full pension with 25 years of service; 10 years = ₹10,000

Full pension after 20 years of qualifying service

Linked to contributions; no fixed service rule

Inflation Indexation

Based on All-India CPI-IW

Pension increases with DA hikes

Not applicable (market-linked)

Contribution

10% by employee, 18.5% by Government

No contribution by employee; entire cost borne by Govt.

10% + DA by employee, 14% by Government

Funding

Shared (Govt + Employee contributions)

Fully Government funded

Market-based corpus investment

Adoption Date

Effective from 1 April 2025 (optional for states)

Applicable to pre-2004 employees

Applicable to post-2004 employees

Nature

Mix of OPS (assured benefits) and NPS (contribution-based)

Pure defined benefit scheme

Pure defined contribution scheme



Comparison of Pension Schemes

विशेषता

UPS (एकीकृत पेंशन योजना)

OPS (पुरानी पेंशन योजना)

NPS (राष्ट्रीय पेंशन प्रणाली)

पेंशन

अंतिम 12 माह के औसत मूल वेतन का 50% – सुनिश्चित

अंतिम वेतन का 50%, डीए बढ़ने के साथ बढ़ता है

सुनिश्चित नहीं; बाजार में निवेशित कॉर्पस पर निर्भर

पारिवारिक पेंशन

कर्मचारी की मृत्यु पर पेंशन का 60% परिवार को मिलेगा

सेवानिवृत्त की मृत्यु पर परिवार को निरंतर पेंशन

सुनिश्चित नहीं; वार्षिकी योजना पर निर्भर

न्यूनतम पेंशन

₹10,000 प्रति माह (10 वर्ष की सेवा पर)

कोई न्यूनतम तय नहीं, डीए वृद्धि पर आधारित

न्यूनतम गारंटी नहीं

सेवा की शर्त

25 वर्ष की सेवा पर पूर्ण पेंशन; 10 वर्ष = ₹10,000

20 वर्ष सेवा पर पूर्ण पेंशन

अंशदान पर आधारित; कोई निश्चित सेवा शर्त नहीं

महँगाई अनुक्रमण

अखिल भारतीय उपभोक्ता मूल्य सूचकांक (CPI-IW) पर आधारित

डीए वृद्धि के अनुसार पेंशन बढ़ती है

लागू नहीं (बाजार आधारित)

योगदान

10% कर्मचारी, 18.5% सरकार

कोई योगदान नहीं; पूरा खर्च सरकार वहन करती है

10% + डीए कर्मचारी, 14% सरकार

फंडिंग

सरकार और कर्मचारी दोनों का अंशदान

पूरी तरह से सरकार द्वारा वित्त पोषित

बाजार में निवेशित कॉर्पस पर आधारित

लागू होने की तिथि

1 अप्रैल 2025 से लागू (राज्यों के लिए वैकल्पिक)

2004 से पहले के कर्मचारियों पर लागू

2004 के बाद के कर्मचारियों पर लागू

प्रकृति

OPS (सुनिश्चित लाभ) + NPS (अंशदान आधारित) का मिश्रण

केवल निश्चित लाभ योजना

केवल निश्चित अंशदान योजना

End