DLC Digital Life Certificate - Pensioners - Jeevan Pramaan

 

Digital Life Certificate (DLC) for Pensioners

Click for Jeevan Pramaan Website 

Click for Jeevan Pramaan App

1. Introduction:

• DLC stands for Digital Life Certificate

• Also known as Jeevan Pramaan (Life Certificate)

• An initiative of the Govt of India

• Object: To enable the Government pensioners to submit their life certificate digitally

• Eliminates the need for physical presence at Banks / Pension Disbursing offices.  

•  10.46 Crore Jeevan Pramaan already submitted Digital Life Certificates since 2014 

2. Key Features:

• Generate DLC using Aadhaar authentication.
• The certificate is stored electronically and can be accessed by Pension Disbursing Authorities (PDAs).
• No physical submission of life certificate is required.
• It can be generated using mobile apps, PCs, or at Jeevan Pramaan Centres.
• The certificate remains valid for one year from the date of issue.

3. Procedure to Obtain DLC:

1. Pensioner should have an Aadhaar number, a working mobile number, and an active Pension Payment Order (PPO).
2. Download the 'Jeevan Pramaan' app or visit the nearest Citizen Service Centre (CSC) or bank branch enabled for Jeevan Pramaan.
3. Authenticate identity using Aadhaar face RD application (to be downloaded along with Jeevan Pramaan application.) Click for Aadhaar Face RD App
4. After successful authentication, the DLC is generated and sent to the Pension Disbursing Authority automatically.

4. Benefits for Indian Railway Pensioners:

• Pensioners (approx 15 Lakhs in IR only) can submit DLC from anywhere in India.
• It helps avoid crowding at railway pension offices and banks, particularly for aged or differently-abled pensioners.
• The DLC system integrates with ARPAN (Advanced Railway Pension Access Network) used by Indian Railways.
• Pensioners receive confirmation messages on their registered mobile after submission.

5. Documents and Essentials Required:

• Aadhaar Card linked with bank account.
• PPO Number and Pensioner ID.
• Mobile number for OTP verification.
• Biometric device (for self-generation using app or PC).

6. Validity and Renewal:

The Digital Life Certificate is valid for 12 months. Pensioners need to submit a new certificate once every year, usually in the month of November, to ensure uninterrupted pension payments.

7. Helpline and Support:

For assistance, pensioners can contact the Jeevan Pramaan Helpdesk or visit the official portal. Indian Railway pensioners may also approach the nearest Personnel or Accounts Department offices for guidance.

8. Conclusion:

The Digital Life Certificate has revolutionized the pension verification process by making it simple, secure, and transparent. It reflects the government’s commitment towards digital empowerment of senior citizens and ensures convenience for lakhs of pensioners, especially from the Indian Railways. 

Key Points - DLC

1. DLC stands for Digital Life Certificate

2. Also called as Jeevan Pramaan

3. For Central Government Pensioners

4. PDA stands for Pension Disbursing Authority

5. PPO stands for Pension Payment Order

6. CSC stands for Citizen Service Centre

7. ARPAN stands for Advanced Railway Pension Access Network

8. Valid for 12 Months

9. Submitted in the month of November (Every year)

End

Additional Pension / Family Pension

                      

Additional Pension / Family pension

1. Pension/Family pension is increased by 20% on reaching 80 years of age. 

2. This is called Additional pension.

3. The additional pension is as under: 

On reaching	Additional Pension as percentage of  Pension / Family Pension
80 years	20 %
85 years	30 %
90 years	40 %
95 years	50 %
100 years	100 %

4. Dearness Relief is paid on Additional Pension.

5. The additional pension/family pension is paid from the first day of the month in which the pensioner/family pensioner reaches 80,85,90,95 & 100 years of age.

6. Additional pension/family pension is shown separately in PPO (Pension Payment Order) 

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Compendium 2020 on Pension related orders

 

Click here for Compendium on Pension related Orders - 2020

ARPAN - Pension

ARPAN

Note: Since the ARPAN in Indian Railways is in progressive stage, candidates may usually ask the short notes question (5 marks)on it.

·        Full form is “Advanced Railway Pension Access Network”

·        In devanagari language, Arpan means “offering”

·        Online virtual platform exclusively for Railway Pensioners.

·        Website is www.arpan.railnet.gov.in . Developed by CMC ltd and nodal agency is FA&CAO/Western Railway.

·        Won the second place in the e-governance award by Computer Society of India in the year 2015.

·        The website is having access of information on pensioners account, DA rates, Codes, manuals, rules and regulations in connection with Pension.

·        Each pensioner is given login id facility along with self-created password.

·        Ultimately, this website is designed as ONE STOP SOLUTION for all the complaints/grievances for Railway Pensioners (approximately 15 lakh pensioners )

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